Regulatory groundwork

Products in payments, property, health and media sit on statute whether or not anyone reads it. The cost of finding that out late is not a fine; it is a rebuild, because the obligation usually attaches to a structural decision, who holds the money, where the data lives, what you are storing and for how long.

So we map the surface first: which licensing regimes the model touches, what the data-protection obligations are for the categories you will actually collect, and what the payments rules require of a business that moves money between two other parties. We give you the section text rather than our paraphrase of it, because a paraphrase is where the error enters and because you will need the original in front of a lawyer anyway.

This is groundwork, not legal advice, and the distinction is not a disclaimer. The useful output is a written list of what is clear, what is ambiguous, and what specifically needs a qualified opinion, which makes the legal engagement shorter and considerably cheaper.